Health Insurance

Health insurance is required for all full time students at CRCDS (those enrolled for a minimum of 9 credit hours/semester).

       

Students may purchase a basic student health plan through CRCDS for $885 for the 2011-2012 year.  However, this plan is only a blanket accident and health plan.  Please click here to download the summary of current benefits.

               

Students are also encouraged to explore other low cost health insurance options offered by New York State and local insurance companies so that they may make an informed decision based on their individual health care needs.  More information about health insurance options may be found at the following links.

                          

Excellus Blue Cross/Blue Shield

MVP Health

Health Insurance Waiver

If you have comparable insurance and are not in need of the school sponsored plan, the waiver form must be completed online at this link or you will be billed for the school sponsored plan. The fall deadline to opt out of the plan is 9/13/11. For students beginning studies in the spring, the deadline is 2/14/12.

                                     

Part time students and dependents of students may also voluntarily enroll in the school-sponsored plan at the following 2011-2012 rates:

Student:   $885

Spouse:    $1,316

Child(ren): $1,316

Spouse and Children: $2,632

             

Voluntary enrollment forms for students and dependents may be downloaded from this link to the Niagara National website.

 

Students enrolled in the plan may also visit the Niagara National website for full information about the CRCDS Health Insurance plan, to print an ID card, to obtain claim forms, or to view other optional insurance products.

 

Please contact Melissa M. Morral, at mmorral@crcds.edu more information about the school policies.

                           

For information about claims processing, please contact Co-ordinated Benfits Plans at 877-794-6908.